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Top 5 Women’s Mistakes in Personal Finance Management
Buying an apartment, because a friend bought the same, cosmetics instead of paying off a loan and other indisputable decisions
Both men and women can make annoying mistakes in managing personal finances. And yet there are mistakes that are peculiar primarily to women.
Small goals prevail over large ones
The small “joys of life” in the female mind often outweigh the really important financial goals. When drawing up a personal financial plan, it happens that the client has a high income, but there are not enough free funds to achieve the desired financial goals. And even after tax, investment, credit optimization, the set goals are still impossible to achieve in the desired time and in full. We have to resort to a thorough analysis of expenses – this is where it turns out what a lot of money a woman spends on the “interface” (clothes, cosmetics, procedures, etc.). Continue reading
Bank generosity: how can you benefit from a cashback card
More and more banks issue plastic cards with cashback. How to make the right choice?
In the wake of the consumer boom, banks are increasingly offering customers plastic cards with a cashback function, which provides for a return of 0.5–3% of the amount of purchases paid by the card. Such credit cards appeared in the United States in the 1980s, but reached Russia only in 2007. Now, cards with cashback are issued by two dozen banks, including regional ones, and the maximum percentage of return can be obtained not only with premium cards. Two-thirds of credit cards are credit, the rest are debit or settlement cards with interest on the balance. Forbes figured out whether it is profitable for customers to get such a bank card. Continue reading
The Millennium Generation: Who Changes the World of Financial Services
How and in what are young people who grew up in the digital age ready to invest
Without irony, a woman who seeks to change the world of financial services gives us an interview in a conference room named after her by Warren Buffet, who does not trust new technologies. She lists applications that have changed the way she communicates with the world for her generation: Uber for transport, Tinder for dates, and even Washio for laundry and dry cleaning. “By pressing the buttons on our phones, we can do whatever we need when we feel comfortable,” says a thirty-year-old New Yorker with a name more suitable for an eighty-year-old baroness. Continue reading
