cells that make up the final
Interest-free loans between “their”: to stand – to be afraid?
At first glance – not scary
Based on the provisions of paragraph 1 of Art. 50 and paragraph 1 of article 809 of the Civil Code of the Russian Federation in the general case, commercial organizations provide loans to other commercial organizations on a reimbursable basis. Moreover, according to paragraph 1 of Art. 421 of the Civil Code of the Russian Federation, citizens and legal entities are free to enter into an agreement. On this basis, the parties to the loan agreement are not limited in the right to establish in such an agreement any interest rate for the use of borrowed funds received in connection with the borrower’s business activities. Certain restrictions on the amount of interest under such an agreement can be caused only by compliance with other principles of civil law – reasonableness and fairness, the inadmissibility of abuse of law (clause 2 of article 6, article 10 of the Civil Code, paragraphs 9, 10 of the resolution of the Plenum of the Supreme Arbitration Court RF dated March 14, 2014 No. 16 “On the freedom of contract and its limits”). Continue reading
How to take loan tips and offers
Agree, promotional offers about loans and credits literally flooded our surrounding reality. They fall upon us from all sides – mainly, of course, from the Internet, because this is a way of advertising, requiring the least investment and, so to speak, the most fashionable. However, the “outdoor” is not far behind him. Even on the way to work, you will surely stumble upon the slogans of various banks and other credit organizations from the window of transport. Each of them seeks to overtake competitors with originality and colorfulness, but they all have one essence: come to us, take our money, and then return them with interest – on which we will live.
In principle, everything is fair here, except for one thing: undoubtedly, these offers are different in their profit, both for the client and for the owner of the bank. A modern person needs to be able to maneuver in this financial sea, having certain survival skills and at the same time adhering to the principles of a certain personal benefit. Simply put, we should all be able to take advantage of a loan and not get burned out on it. Continue reading
How to create a business from scratch?
Each person, at least once in his life, thought about how to stop working for a “strange uncle” and start his own business. Of course, investing in one’s own is always more pleasant, and so the work goes faster, and the owner fully benefits.
Therefore, it is not surprising that this idea seems to be a promising undertaking for every enthusiast who is full of energy. However, many novice businessmen either burn out or, in principle, still do not dare to realize their idea. Statistics show that 99% of ideas for your own business are put into the black box for various reasons: laziness interferes with someone, others cannot quickly navigate in this situation and miss their chance. The very first and main question that a future tycoon raises is: where to get the finances for starting a business from scratch? Continue reading
