Final victory

How two brothers and sister set up a $ 1 billion business selling cheap toys
The Mowbray family’s path to success in toy production was thorny - it had cheap rented housing in Hong Kong, courts with competitors, and goods that no one wanted to…

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How to find an idea for a business on the Internet
How to find an idea for a business on the Internet Any good business, whether online or regular, should start with a good idea. The first rule of choosing an…

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At your own risk: what is the danger of investing in your own business
Most wealthy people want to save money and protect them from inflation. But what to do with your own assets? At the dawn of my career, I heard the phrase…

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How to calculate working capital

Working capital – a combination of cash and liquid assets that are necessary to finance the activities of the company. Knowing the amount of working capital, you can more effectively manage the company and make investment decisions. The value of working capital characterizes the ability and speed of repayment of the current obligations of the company. If the company does not have working capital or is very modest, then most likely it will not be successful. The calculation of working capital is also useful for evaluating the efficient use of company resources. [1] Formula for calculating working capital:
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Hang current assets. Current assets are assets that can be converted into cash within one year. Such assets include cash and short-term capital. For example, accounts receivable, deferred expenses and stocks are current assets.
As a rule, current assets and their total value are indicated in the balance sheet of the company. Continue reading

How to survive your own financial crisis

A personal financial crisis can be the result of many events: job loss, divorce, bankruptcy, sudden medical expenses or any other events that cause financial stability to be lost. Whatever the reason, the consequences are always the same: stress, confusion, inability to control the situation, loss of self-confidence. Although it can be difficult to survive the financial crisis, it is important to remember that it is possible to regain control of the situation. Everything can be adjusted if you pack up and start acting.
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How to decide whether to buy stocks or mutual funds

Stocks are securities in which you can invest a lot of money for the long term. But the question arises: buy individual shares or buy securities through mutual funds? The factors below will help you decide.
Steps
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Ask yourself if you have time to study stocks. If you have the opportunity to spend time and energy to analyze the securities market, apply it to the study of individual stocks and monitor your assets for an extended period of time – choose individual stocks. But if you do not have time or desire to do this, buy shares of a mutual fund; it may be that the best option for you would be passive investing in a series of index funds. Continue reading

How to calculate gross margin

Gross profit is a fairly simple indicator showing the difference between the proceeds from the sale of goods and their cost. Gross profit ratio is the ratio of gross profit to total revenue, expressed as a percentage. Gross profit margin is a quick and useful way to compare the performance of a particular company and the performance of other companies in a specific industry. This coefficient can also be used to compare the current and past state of the company – in particular, it is useful for companies operating in markets where prices for goods vary significantly.
Method
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Gross margin calculation
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How to improve your business using borrowed capital

Have you ever thought about using borrowed funds to buy or open a business or rebuild some property so that buyers or tenants pay only for you.

Buy real estate without investing at all or investing some money. After reading this article, you will be surprised how you can simply and effectively raise your business, for example, find an interested seller who, using or not using a loan, will invest his own funds (or make a deposit) in the purchase of a commercial enterprise or other real estate.

The following are recommendations based on some of the business processes taking place in the USA and a brief description of what effect they can produce; Some recommendations on how to succeed will help you determine the appropriate laws and regulations that you must specifically observe in your state, because in different places the authorities, local courts, and local law are completely different from each other. Continue reading

Top 5 Women's Mistakes in Personal Finance Management
Buying an apartment, because a friend bought the same, cosmetics instead of paying off a loan and other indisputable decisions Both men and women can make annoying mistakes in managing…

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How to calculate working capital
Working capital - a combination of cash and liquid assets that are necessary to finance the activities of the company. Knowing the amount of working capital, you can more effectively…

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Smart money. Six major financial technologies this year
In 2017, the total investment in fintech - “smart” online services that help ordinary users and professional market participants manage finances - amounted to $ 27.4 billion, according to Accenture…

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Worker vs employer: who owns intellectual property?
The leading consultant of the consulting company UKEY Daria Zernina explains the difference between confidential information and information as a result of intellectual activity. The category of valuable information relates…

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