10 franchising trends over the past 10 years
Experts predict a tenfold increase in franchised points by the end of 2025. Is it real? In order to answer this question, you need to look at the experience of…

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Worker vs employer: who owns intellectual property?
The leading consultant of the consulting company UKEY Daria Zernina explains the difference between confidential information and information as a result of intellectual activity. The category of valuable information relates…

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How to calculate working capital
Working capital - a combination of cash and liquid assets that are necessary to finance the activities of the company. Knowing the amount of working capital, you can more effectively…

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How to decide whether to buy stocks or mutual funds

Stocks are securities in which you can invest a lot of money for the long term. But the question arises: buy individual shares or buy securities through mutual funds? The factors below will help you decide.
Steps
1
Ask yourself if you have time to study stocks. If you have the opportunity to spend time and energy to analyze the securities market, apply it to the study of individual stocks and monitor your assets for an extended period of time – choose individual stocks. But if you do not have time or desire to do this, buy shares of a mutual fund; it may be that the best option for you would be passive investing in a series of index funds. Continue reading

Bank generosity: how can you benefit from a cashback card
More and more banks issue plastic cards with cashback. How to make the right choice? In the wake of the consumer boom, banks are increasingly offering customers plastic cards with…

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How to buy cheap stocks without a broker
Small stocks, also called cheap stocks, [1] are stocks that are priced below $ 5 or even below $ 1. Such shares are issued by small and unknown companies. Part…

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Worker vs employer: who owns intellectual property?
The leading consultant of the consulting company UKEY Daria Zernina explains the difference between confidential information and information as a result of intellectual activity. The category of valuable information relates…

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How to patent a trademark
With the change in economic policy in 1992, the concept of "private property" has firmly entered into Russian life. Each of us clearly knows what belongs to him by right…

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