How to decide whether to buy stocks or mutual funds

Stocks are securities in which you can invest a lot of money for the long term. But the question arises: buy individual shares or buy securities through mutual funds? The factors below will help you decide.
Steps
1
Ask yourself if you have time to study stocks. If you have the opportunity to spend time and energy to analyze the securities market, apply it to the study of individual stocks and monitor your assets for an extended period of time – choose individual stocks. But if you do not have time or desire to do this, buy shares of a mutual fund; it may be that the best option for you would be passive investing in a series of index funds. Continue reading →